Well Ca. has always required insurance so long as I have been driving. The real question is do they rquire you to show proof of insurance when they pull you over? Here they did, then they didn't for about 15 yrs. and then they did again. I didn't have ins for those 15 yrs. If they pull you over you gotta show it like your registration. Plus all ins. companies report monthly. If you drop your coverage, they send you a note sayin you registration is no longer valid. Even on motorcycles you park for the winter.

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